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Pricing & fees

Vetify is compensated by two thin, disclosed fees on top of the financing itself — never by interest, markup, or a spread on the financing. The price of the financing (a Murabaha markup, Ijarah rent, and so on) is set entirely by the financier and belongs entirely to the financier; Vetify is never a party to it.

Both fees below are off by default. A deal behaves exactly as if fees didn't exist until Vetify staff explicitly sets a nonzero rate — nothing is charged silently.

Registration fee — flat, one-time​

A flat amount a business pays before its account is created. It's a one-off cost of onboarding onto the platform, not tied to whether financing is ever obtained.

Success fee — percentage, only on a funded deal​

Two independent percentage rates:

  • A business success fee, charged to the business.
  • A financier success fee, charged to the financier.

Each is calculated as funded amount × that side's percentage and billed as its own separate invoice — since both sides are charged independently, this is really two success fees, not one fee split between them. Vetify never deducts this from the disbursement itself; it's invoiced and paid on its own, the same non-custodial principle that runs through the whole platform (Vetify never touches the capital moving between a business and a financier).

The fee is generated once real money is about to be at stake — when the financier records possession (Murabaha, Ijarah), starts production (Istisna), or the terms are agreed (Salam) — so both sides always know the exact amount due before the contract actually executes.

When the success fee is due​

Unlike the registration fee, an unpaid success fee blocks the deal from executing — the contract can't move to its binding stage (the disclosed sale, the lease, a production milestone, capital payment) until both sides' invoices are paid.

This has one deliberate escape hatch: Vetify staff can mark an invoice as manually overridden without payment. This is always an audit-visible exception, never treated the same as a real payment — it exists so one non-paying party can't stall a legitimate, otherwise-ready deal indefinitely.

Setting rates​

Both the registration fee and the two success-fee percentages are configured by Vetify staff, platform-wide — not negotiated per financier or per business. See For businesses and For financiers for where these fees show up in each side's own journey.